You can rely on licensed long term loan lenders when you need money. Many borrowers in Seattle are those entering the work force, young grads without credit, thus are not approved at well known loan places. If they have a stable job and the funds are only for some temporary needs, we do not see any problems. That said, we think direct installment loans are a slightly safer alternative compared to payday cash advance. The main benefit is the lenders allow you to pay back via smaller multiple installments. By not asking for a huge one time payment, you are less likely to run into issues with your daily expenses. Late payments will hurt your credit and add charges to what you already owe. This can accumulate really quickly given the costly borrowing fees of 36 month loans. You must make regular payments since it is very beneficial for your credit background. This is especially true if you already have income issues. The main problem of installment loans online is that although y...